No call centre staff - you only deal with one underwriter from start to finish!
We WON'T do a credit search just because you make an enquiry! 
Total Security


Total data protection so you can relax when discussing your financial situation with your personal advisor. We have no call centre, just people.

All Circumstances

We consider all applicants including Self Employed, Credit Card Debts, Poor Credit Rating, Mortgage Arrears and Defaults.

Are you unable to get a loan because:

* No proof of income?
* No accounts or accountant?
* Not been in business long enough?
* In employment but your income varies from month to month?
* Your income will increase in near future but you need a loan now?
* You have a poor credit rating?

We can help you get the loan you need:

* Accounts not needed - simply state your income!

* You can self declare your own income!

* We could even help those who have been self employed for under 12 months!

What is a Self Declaration Loan?:

Self certification is a process that allows individuals that cannot easily prove their income to take out loans such as mortgages etc. It can also be used by an individual with a poor credit history in certain cases. If you self certify then you are basically allowed to simply state your income with no general need of further proof.

The quickest and easiest way to apply for a loan. You'll need to be a homeowner with a mortgage.


If you prefer, give us a few details and we'll contact you whenever it's convenient. (Calls may be recorded.)

Please fill in the form below for a quick decision
 (No credit search without your permission)

 
Loan Amount *
Surname *
Forename(s) *
Address 1 *
Address 2
Town / City
County
Post Code *
Contact Number*
Evening Tel Number
Mobile Number
Email Address
Living Situation*
Credit Rating *
Mortgage Held for*
Remaining Balance £
Property Value is £
Property Acquisition


 

No proof of income?

Poor credit history?

Self-employed?

If any of these apply to you then you can self-certify with no proof of income required!

Remember..
the more credit searches that are conducted on your household, the greater the possibility is that your credit score may be adversely affected. It is always wise to tell the lender not to do a credit search until they have received your returned application. Unlike other companies we will NOT conduct a credit search without your knowledge.


 

* Most customers pay less than 7.9% APR typical variable or less * Rates from 6.9% APR variable to 14% APR variable our highest rate is for customers with severe credit problems

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT