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Self
Dec Loans - Frequently Asked Questions
Q. How much can I borrow on your loan?
A. Any amount from £3,000 to £100,000 depending on your circumstances.
Q. What can I use the loan for?
A. Our loans have no restrictions for purpose... holidays, home improvements,
car... we specialise in clearing your existing debts.
Q. Is my loan application confidential?
A. Every loan application is treated in the strictest confidence.
We will not contact your employer or bank without your permission.
Q. What if I move house?
A. In certain circumstances your loan may be transferred to your new
property, or simply clear the amount outstanding from your sale proceeds.
Q. Over how long can I spread the loan payments?
A. Generally your loan may be repaid over any period between 3 and
25 years.
Q. Can I repay the loan early?
A. The balance outstanding will be calculated and a rebate given on
the outstanding interest in accordance with the Consumer Credit Act
1974.
Q. What if I am off sick or lose my job?
A. Our optional insurance schemes are available to cover your loan's
monthly payment if you are unable to work due to illness, redundancy
or unemployment. Can you guarantee that it will not happen to you?
Q. What if I want to borrow more?
A. Just contact us, even if your existing loan is still being repaid.
Q. Do you provide quotes for Mortgages?
A. No, we do not provide mortgage quotes.
If your query is not answered above, please use our contact form.
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